About Advantage Insurance Benefits:
Medicare Help in Seattle, WA — From Agents Who Know the System Inside Out
What a Seattle Medicare Agent Actually Does for You
Working with an independent Medicare agent in Seattle means you have someone in your corner who represents multiple carriers — not just one. We compare plans across the carriers we work with so you can see your real options side by side.
Our agents help Seattle residents with:
- Medicare Advantage plan selection and enrollment
- Medicare Supplement (Medigap) plan comparison and enrollment
- Part D prescription drug coverage review and enrollment
- Turning 65 enrollment guidance
- Annual Medicare plan reviews to catch coverage gaps before they cost you
- Questions about enrolling while still working or carrying employer coverage
Medicare decisions are complicated enough without spending hours on hold with a national call center. At Advantage Insurance Benefits, Seattle-area residents work directly with licensed agents who take the time to understand your health needs, your doctors, and your budget before recommending a single plan. Our appointments are available by phone or video, so getting clear, personalized guidance never requires a commute.
Seattle Residents Deserve More Than a 1-800 Number
Why Independent Guidance Matters in the Seattle Market
Seattle has no shortage of Medicare marketing — mailers, TV ads, and carrier websites all competing for your attention. What most of that marketing doesn't tell you is that each source is promoting its own products. An independent agency like ours has no incentive to steer you toward any particular carrier. We represent Aetna, Devoted Health, HealthSprings, Humana, Kaiser Permanente, SCAN Health Plan, Regence, and UnitedHealthcare, and our job is to match you to the plan that fits your life — not to hit a sales quota for any one of them.
Shirley Van Nostrand has been doing this work for more than 22 years. That depth of experience means she's seen how plans perform over time, not just how they read on a summary sheet.
What a Seattle Medicare Agent Actually Does for You
Our team works with Medicare beneficiaries across the greater Seattle area and throughout Washington State. If you're located in a nearby community, we serve those areas too — including clients in Burien, Renton, Bellevue, Bothell, Everett, Edmonds, and Tacoma.
Appointments are conducted primarily by phone or video. For clients who prefer to meet in person, limited in-person availability may be arranged, particularly during the October and November enrollment season. There is no fee for any of our services — agent compensation comes from the carriers, never from you.
What Clients Say
Common Medicare Questions from Seattle Residents
When should I sign up for Medicare if I live in Seattle?
Most people enroll during their Initial Enrollment Period, which begins three months before the month they turn 65 and ends three months after. If you're still working and covered by an employer plan, different rules may apply. Our agents can walk you through your specific situation so you don't miss a deadline or trigger a late enrollment penalty.Most people enroll during their Initial Enrollment Period, which begins three months before the month they turn 65 and ends three months after. If you're still working and covered by an employer plan, different rules may apply. Our agents can walk you through your specific situation so you don't miss a deadline or trigger a late enrollment penalty.Does it cost anything to work with a Medicare agent in Seattle?
No. Our services are provided to clients at no direct cost. We are compensated by the insurance carriers when you enroll in a plan — that fee structure is standardized by Medicare, meaning you pay the same premium whether you enroll through an agent or directly through the carrier. Working with us costs you nothing extra and adds a layer of guidance you wouldn't otherwise have.No. Our services are provided to clients at no direct cost. We are compensated by the insurance carriers when you enroll in a plan — that fee structure is standardized by Medicare, meaning you pay the same premium whether you enroll through an agent or directly through the carrier. Working with us costs you nothing extra and adds a layer of guidance you wouldn't otherwise have.Can I switch my Medicare plan if I'm not happy with it?
Yes, in most cases. Medicare's Annual Enrollment Period runs from October 15 through December 7 each year, during which you can switch between Medicare Advantage plans, move from Medicare Advantage back to Original Medicare, or change your Part D drug plan. Our annual plan review service is designed specifically to help Seattle clients assess whether their current coverage still makes sense before that window opens.Yes, in most cases. Medicare's Annual Enrollment Period runs from October 15 through December 7 each year, during which you can switch between Medicare Advantage plans, move from Medicare Advantage back to Original Medicare, or change your Part D drug plan. Our annual plan review service is designed specifically to help Seattle clients assess whether their current coverage still makes sense before that window opens.What's the difference between Medicare Advantage and Medicare Supplement?
Medicare Advantage (Part C) replaces Original Medicare with a bundled plan that often includes prescription drug coverage and extra benefits like dental and vision. Medicare Supplement, also called Medigap, works alongside Original Medicare to help cover out-of-pocket costs like copays and deductibles. The right choice depends on your health, your preferred doctors, and how you use your coverage. We help Seattle residents compare both options before making a decision.Medicare Advantage (Part C) replaces Original Medicare with a bundled plan that often includes prescription drug coverage and extra benefits like dental and vision. Medicare Supplement, also called Medigap, works alongside Original Medicare to help cover out-of-pocket costs like copays and deductibles. The right choice depends on your health, your preferred doctors, and how you use your coverage. We help Seattle residents compare both options before making a decision.Do you help with Medicare if I'm still working at 65?
Yes. Enrolling in Medicare while you or a spouse is still employed and covered by a group health plan involves coordination rules that can be easy to get wrong. Missing the right window can result in coverage gaps or late enrollment penalties. Our agents work through these situations regularly and can help you time your enrollment correctly.Yes. Enrolling in Medicare while you or a spouse is still employed and covered by a group health plan involves coordination rules that can be easy to get wrong. Missing the right window can result in coverage gaps or late enrollment penalties. Our agents work through these situations regularly and can help you time your enrollment correctly.
Ready to Talk Medicare? We're Here to Help.
You've got questions about Medicare in Seattle — and we have straightforward answers. Schedule an appointment with our team and get the clarity you need to make a confident coverage decision. Appointments are available by phone or video at a time that works for you.