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MEDICARE 101
LET US HELP YOU END THE CONFUSION!
WHAT IS MEDICARE?
A Federal health insurance program established in 1965.
WHO IS ELIGIBLE FOR MEDICARE BENEFITS?
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Anyone age 65 or older
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Anyone under age 65 – who has collected 24 months of Social Security Disability Income
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All ages diagnosed with End Stage Renal Disease or ALS – Lou Gehrig’s Disease
People who have Medicare are called beneficiaries.
WHAT DOES PART A COVER?
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Inpatient Hospital Care
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Skilled Nursing Facility (SNF) Care
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Behavioral & Mental Health
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Hospice Care
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Home Health Services
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Nursing Home Care
WHAT DOES PART B COVER?
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Covers Medicare-eligible physician services
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Outpatient hospital services and surgery
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Outpatient rehabilitative services
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Durable medical equipment
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Ambulance services
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Lab tests & X-rays
WHAT'S NOT COVERED BY ORIGINAL MEDICARE?
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Part D (Prescription Drug coverage)
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Annual Physical
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Routine vision exams or glasses
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Routine dental care or dentures
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Routine hearing exams or hearing aids
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1st 3 pints of blood
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Cosmetic surgery
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Custodial care
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Long Term Care
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Naturopath doctors
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Most chiropractic services
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Most acupuncture services
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Massage Therapy
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Concierge care (also called concierge medicine, retainer-based medicine, boutique medicine, platinum practice, or direct care)
For a more well-rounded health coverage, you might want to add a Medicare Supplement or Medicare Advantage plan to your Original Medicare benefits.
